Shopping for health insurance
on your own?

Independent Health is the smart choice.

We make it easy for you to get and stay healthy with affordable plans and less hassle. All with the RedShirt® Treatment.

An Independent Health RedShirt® can help you understand your options.

(716) 505-8515 or 1-855-210-9930 (TTY: 711)
Monday - Friday from 8 a.m. - 5 p.m.

The RedShirt Treatment goes well beyond insurance.

Plan Highlights View 2025 Plans Eligibility Connect With A RedShirt

Get Unique Benefits
That Fit Your Lifestyle

We make it easier and more affordable for you to eat better, get fit and live a healthier lifestyle.

  • Nutrition Benefit1 — Get up to $1,000 back for buying fresh fruits and vegetables. Learn More
  • Health ExtrasSM — Receive a $250 prepaid Visa® card to use toward a variety of health and wellness services.2
    Learn More
  • Earn up to $30 in RedShirt RewardsSM — Our program rewards members and their family for completing eligible actions that help them get and stay healthy.3 Earn incentives for things like annual checkups, flu shots and health screenings, and redeem them at Amazon.com, Nike, Target and more.

PLUS! Enjoy dental coverage (Delta Dental), vision discounts (EyeMed providers) and 600+ wellness discounts at a wide range of local businesses.

Our Provider Network
Has You Covered

Independent Health’s network has you covered when you need it, and it’s all backed by the RedShirt Treatment.

The Independent Health Network
Provides in-network access to local providers in the 8 core counties of Western New York, plus 15 surrounding counties:

Western New York

  • Access to all hospitals and labs
  • More than 98% of WNY physicians4
  • Nearly all WNY pharmacies and more than 64,000 national pharmacies5

Regional and Central NY

  • Access to 15 hospitals and over 9,300 providers

Pennsylvania Border

  • Access to 8 hospitals and over 1,500 providers
  • Emergency care anywhere in the world.
  • Telemedicine benefit for when you can't reach your primary care physician. Learn More

Connect With A RedShirt

We'll Contact You

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Make an Appointment

Make An Appointment

Independent Health may be paying a broker commission associated with the sale of this contract. Typical broker commission is approximately $25 per contract per month.

1Canned or frozen fruits and vegetables are excluded. Money back is in the form of store credit for future purchases. Available on select Independent Health plans. Excludes Medicare Advantage plans. Benefits vary by plan.

2Available on select Independent Health plans. Excludes Medicare Advantage plans. Benefits vary by plan.

3Rewards will be issued when Independent Health receives notification of a claim for each service, which may take up to 90 days for a provider to submit the claim(s). $30.00 limit per eligible member (subscriber, spouse and dependents 18 years of age and older) per plan year. Restrictions apply. See amazon.com/gc-legal. Target and the Bullseye Design are registered trademarks of Target Brands, Inc. Terms and conditions are applied to gift cards. Target is not a participating partner in or sponsor of this offer. The Swoosh design is a registered trademark of NIKE. All rights reserved. NIKE is not a participant in or sponsor of this promotion.

4New York State Office of the Professions data and Independent Health contracted physicians.

5Independent Health’s participating pharmacy network as of August 2024.

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