Whether retirement is around the corner or farther out, the Medicare RedShirts are here to help. We’re ready to guide you through the process and ensure you understand all your Medicare Advantage plan options.1
We have a range of plan options designed to meet your budget and lifestyle. Plus, we’re with you every step of the way to answer your questions, address concerns and provide exceptional service that’s focused on you.
2025 Plans »
$0 Medicare HMO plan options
Low-cost Medicare PPO plans with routine coverage outside of WNY
Up to $2,000 in comprehensive dental2
$0 SilverSneakers® gym benefit3
$0 routine eye exam and a $200 coverage allowance for routine eyewear every year2
Earn up to $100 in RedShirt® Rewards for completing healthy actions
$0 copays on benefits like preventive services and primary care physician (PCP) visits4
Over-the-counter allowance for items like vitamins, band-aids and more5
Worldwide emergency and urgent care coverage6
And so much more!
(716) 635-4900
1-800-958-4405 (TTY: 711)
Oct. 1 – Mar. 31:
Mon. – Sun., 8 a.m. – 8 p.m.
Apr. 1 – Sept. 30:
Mon. – Fri., 8 a.m. – 8 p.m.
Independent Health is a Medicare Advantage organization with a Medicare contract offering HMO, HMO-POS, HMO-SNP and PPO plans. Enrollment in Independent Health depends on contract renewal. Benefits vary by plan. Must use network providers. Benefit and/or copayments/coinsurance may change on January 1 each year. 1A salesperson will be present with information and applications. For accommodations of persons with special needs at meetings, please call (716) 635-4900 or 1-800-958-4405 (TTY: 711). 2Limitations may apply. 50% coinsurance applies to comprehensive dental. 3SilverSneakers is a registered trademark of Tivity Health, Inc. ©2025 Tivity Health, Inc. All rights reserved. 4Not all preventive services are medically appropriate every year. Independent Health uses the frequency guidelines adopted by CMS and the U.S. Preventive Services Task Force. See your Evidence of Coverage for a complete list. 5The allowance earned each quarter needs to be used within the calendar year; amounts do not roll over year to year, and can only be used for covered items through NationsOTC®. 6There is a $10,000 plan limit per occurrence for the combined unforeseen event outside of the USA.
ATTENTION: If you do not speak English, language assistance services, free of charge, are available to you. Call 1-800-665-1502 (TTY: 711). Independent Health complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-800-665-1502 (TTY: 711). 注意：如果您使用繁體中文，您可以免費獲得語言援助服務。請致電 1-800-665-1502 (TTY: 711).
Y0042_C00195_M Accepted 02222025
Last updated 2/24/2025
